No Medical Term Plus
No Medical Term Plus is the best solution for healthy people looking for non-medical (no exam) life insurance. You can choose between 10 or 20 years of coverage depending on your insurance needs. Best of all, you can convert No Medical Term Plus into a permanent whole life policy without having to re-qualify for insurance.
- For individuals aged 20-70
- No medical exam, no blood tests required
- No attending physician statement (APS)
- Coverage ranging from $50,000 to $250,000
- Renewable and convertible
- Premiums and coverage that will never change for duration of term selected
- Living benefit: 50% of sum insured in case of terminal illness
- Transportation benefit (200km/up to $2,000)
- Temporary insurance agreement