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Term insurance

Term insurance offers coverage for a fixed period of time, for a certain number of years for example, 15, 20 or 25 years or up to a given age. As a result, term life insurance premiums are lower than permanent life insurance premiums.

Lia HighlightsDiscover Lia, our all-in-one sales platform.

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

  • Issue ages: 20-70
  • Coverage from $50,000 to $250,000 (up to $150,000 for No Medical Term)
  • Term options: 10, 20 years
  • No medical exam, no blood tests
  • Renewable & convertible
  • No attending physician statement (APS)
  • Online application with LIA – instant approval
  • Level & guaranteed premiums for duration of term selected
  • Living benefit: 50% of sum insured in case of terminal illness
  • Transportation benefit (200km/up to $2,000)
  • Temporary insurance agreement (TIA, with No Medical Term Plus only)

View our product guide and forms

Lia InstallationInstall Lia on your computer or your tablet!

Once Lia is installed, you will need to fill out your user profile. If you are an Assumption Life advisor, enter your current username and password. 

 
Version for your computer (Mac & PC)
Get Lia installed right on your laptop or deskptop computer.

Step 1: Install Adobe Air (Mandatory).
Install Adobe Air

Step 2: Install the Lia sales plateform.
Computer Version
 

 


Apple iPad Tablet Version
Get Lia installed on your Apple iPad tablet right from Apple's App Store.

Apple Version
 

Android Tablet Version
Get Lia installed on your Android tablet right from Google's Play Store.

Android Version

Flex OptionsNo Medical Insurance provides straightforward life insurance protection


​No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

  • Issue ages: 20-70
  • Coverage from $50,000 to $250,000 (up to $150,000 for No Medical Term)
  • Term options: 10, 20 years
  • No medical exam, no blood tests
  • Renewable & convertible
  • No attending physician statement (APS)
  • Online application with LIA – instant approval
  • Level & guaranteed premiums for duration of term selected
  • Living benefit: 50% of sum insured in case of terminal illness
  • Transportation benefit (200km/up to $2,000)
  • Temporary insurance agreement (TIA, with No Medical Term Plus only)

View our product guide and forms

Lia TutorialsGet to know everything about our life insurance!
Module 1 - Steps to download Lia



Module 2 - Lia overview


Module 3 - Create a new application


Module 4 - Electronic signature


Module 5 - The cloud


Module 6 - Fetch

 

Permenant Insurance

Permanent insurance offers lifetime coverage. If you maintain your insurance until death, the amount paid to your beneficiary is tax free. In most cases, permanent insurance has a cash value, which is the amount available to you if you cancel your policy.

Flex TermTerm Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

  • Issue ages: 20-70
  • Coverage from $50,000 to $250,000 (up to $150,000 for No Medical Term)
  • Term options: 10, 20 years
  • No medical exam, no blood tests
  • Renewable & convertible
  • No attending physician statement (APS)
  • Online application with LIA – instant approval
  • Level & guaranteed premiums for duration of term selected
  • Living benefit: 50% of sum insured in case of terminal illness
  • Transportation benefit (200km/up to $2,000)
  • Temporary insurance agreement (TIA, with No Medical Term Plus only)

View our product guide and forms

No Medical termSimplified Issue Term Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

  • Issue ages: 20-70
  • Coverage from $50,000 to $250,000 (up to $150,000 for No Medical Term)
  • Term options: 10, 20 years
  • No medical exam, no blood tests
  • Renewable & convertible
  • No attending physician statement (APS)
  • Online application with LIA – instant approval
  • Level & guaranteed premiums for duration of term selected
  • Living benefit: 50% of sum insured in case of terminal illness
  • Transportation benefit (200km/up to $2,000)
  • Temporary insurance agreement (TIA, with No Medical Term Plus only)

View our product guide and forms

Flex OptionsTERM INSURANCE

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests. Our No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.

No Medical Insurance

  • Issue ages: 20-70
  • Coverage from $50,000 to $250,000 (up to $150,000 for No Medical Term)
  • Term options: 10, 20 years
  • No medical exam, no blood tests
  • Renewable & convertible
  • No attending physician statement (APS)
  • Online application with LIA – instant approval
  • Level & guaranteed premiums for duration of term selected
  • Living benefit: 50% of sum insured in case of terminal illness
  • Transportation benefit (200km/up to $2,000)
  • Temporary insurance agreement (TIA, with No Medical Term Plus only)

View our product guide and forms